Are you looking to Find a Local Mortgage Broker?
Is it important for you to get details about the top Loan Officers for your home loan?
Do you want to get info about Mortgage Companies?
You're in the right place!
ANSWER...
A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses. Traditionally, banks and other lending institutions have sold their own products. As markets for mortgages have become more competitive, however, the role of the mortgage broker has become more popular.
Source: Wikipedia
ANSWER...
Who can give me a Better Deal, A Mortgage Company or a Mortgage Broker?
There are some things to consider when choosing whether to work with a mortgage broker or a Bank/ Lender. While using a mortgage broker seems like it would save you money because they have access to many lenders and programs. That isn’t always the case..
Brokers are paid commissions by the mortgage company, some lenders pay more than others. This creates a conflict of interest in some cases. One lender may offer the best deal but pays a small commission. Another loan company may best more expensive for the borrower but pays a much higher commission.
Which lender do you think they will choose?
When working with a Bank, that loan officer only have access to their own mortgage programs and mortgage rates. You could be getting a better deal with another Bank. Just make sure you always shop around whether you’re using a mortgage broker or Bank.
You should always speak to at least one other broker or lender to compare the loan offers. This way you can ensure you really are getting the best deal on your home loan….
This is how you save money on a mortgage.
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